Bernard T. Garrah, Jr.,   ChFC®, CLU®, CFBS

Bernard T. Garrah, Jr., ChFC®, CLU®, CFBS

Financial Planner

Domicile State: Oh
Phone: (216) 592-7360
E-mail:
 

Bernard is a member of the Skylight Financial Group Special Needs Planning Team, serving families, businesses and organizations with a focus on their special needs. Bernard accomplishes this through the use of comprehensive, integrated financial planning that provides education, resources and financial strategies. Bernard joined the financial services industry in 1996 and is a Chartered Financial Consultant, a Chartered Life Underwriter, Certified Family

Business Specialist and a Chartered Special Needs Consultant.


He was named Massachusetts Mutual Life Insurance Company (MassMutual) Leader's Qualifier in 2002-2012. In 2005-2007, 2011 and 2012, Bernard was a MassMutual Blue Chip qualifier. He has been an MDRT qualifier since 2002-2012. In addition, Bernard is a member of Skylight Financial Group's Advisory Group. Bernard was named the Gold Associate of the Year in 2002, 2003, 2005, 2006, 2011 and 2012. In 2009, Bernard was named Silver Associate of the Year and in 2010 he was named the Bronze Associate of the Year from Skylight Financial Group.


Bernard is a Past President of the Cleveland Society of Financial Service Professionals and is also a member of the National Association of Insurance and Financial Advisors (NAIFA) Cleveland Chapter and the Estate Planning Council. Bernard has had articles published in Smart Business News, Crain's and The Cleveland Women's Journal, and he participated in "Ask the Expert" in The Plain Dealer's Business Section. He has spoken at other MassMutual Agencies around the country, Skylight Financial Group Agency meetings, and at NAIFA-Cleveland meetings.


A graduate of Virginia Tech with a Bachelor's Degree in Finance, he has volunteered with numerous nonprofit organizations, including the March of Dimes and Art Therapy Studio. He currently serves on the board of Youth Challenge. He also serves as Vice-President of the Michael Carter Foundation. Bernard, his wife Lori and their daughter Hanna reside in Westlake. Bernard Garrah Jr. is a registered representative of and offers securities, investment advisory, and financial planning services through MML Investors Services, LLC. Member SIPC. www.sipc.org. Dorman Legacy Advisors is not a subsidiary or affiliate of MML Investors Services, LLC or its affiliated companies. OSJ: 1660 West 2nd Street, Suite 850, Cleveland, Ohio 44113 216-621-5680  CRN201502-169065